News & Information >> Risk Management

UPDATE: Assembly Bill 218 to take effect January 1, 2020

On January 1, 2020 Assembly Bill 218 will take effect in the State of California. This bill increases the statute of limitations related to third party civil suits in childhood sexual assault cases. Golden State Risk Management Authority (GSRMA) is committed to helping our members navigate and...Read More

Dec 2019 20 | Posted by liz.smith

UPDATE: Labor Law Posters Coming Soon

SHIPPING UPDATE: We have been advised that the estimated date of shipment for the 2020 Labor Law Posters is January 10, 2020.

To assist our members with their compliance with State and Federal law, we provide the employee labor law posters for little or no cost. We have made a bulk purchase of...Read More

Dec 2019 09 | Posted by liz.smith

Labor Law Poster Updates

We would like to notify you of some updates to the required labor law postings. Please review the information and links below. The updated posters should be printed and posted, replacing your existing California Pregnancy Disability Leave Notice (Your Rights and Obligations as a Pregnant Employee)...Read More

Sep 2019 23 | Posted by liz.smith

Update on Harassment Prevention Training Requirements

Following the passage of SB 1343 (harassment prevention training requirements for employers and supervisors), Governor Gavin Newsom recently signed SB 778, which extends the deadline for compliance by one year - from January 1, 2020 until January 1, 2021.

For additional information, please see...Read More

Sep 2019 06 | Posted by liz.smith

California Website Compliance - SB 929

In an effort to encourage greater transparency, the State Legislature passed legislation (SB 929) requiring all independent special districts to have a website by January, 2020. These websites must make available specific information including district and board member contact information, board...Read More

Aug 2019 13 | Posted by liz.smith

Online Harassment Training Available Now

As many now know, California passed several anti-harassment laws in 2018. The newly passed SB 1343 requires employers with 5 or more employees to provide harassment training to all employees (both supervisory and non-supervisory) by January 1, 2020. Volunteer fire fighters, part-time employees,...Read More

Jul 2019 17 | Posted by liz.smith

Coming soon: Harassment Training SOLVED

With the adoption of SB 1343 California now requires employers to provide anti-harassment training for both supervisors (2-hours) and non-supervisors (1-hour). Target Solutions—the online platform that delivers free training for GSRMA members to your closest computer—is in the process of providing...Read More

May 2019 16 | Posted by liz.smith

New and Expanded HR Hotline

Since 2011, GSRMA members have had access to an HR hotline to handle routine labor and employment “HR” matters. Recently we changed vendors; the service has been expanded and we would like to give all of our members an opportunity to learn how the NEW program may be of value to your district....Read More

May 2019 07 | Posted by liz.smith

Cyber Security Training

Technology has revolutionized the way we do business. The variety of threats to our data and computer systems are a real and growing concern. What has your organization done to mitigate these risks? In order to update policies and implement data protection controls to prevent this disruption to...Read More

May 2019 01 | Posted by liz.smith

Free On-line Training

Free On-line Training

The need for training is ever present in our work worlds. Training is mandated or required to maintain compliance, build and refresh skills and/or create awareness to trending topics. Unlike training on expensive new computers or equipment, administering safety programs is...Read More

Feb 2019 21 | Posted by liz.smith

HR Hotline Changes

One of the biggest exposures facing your entity is the handling of employees and employment-related issues. Employment-related claims are distracting, demoralizing and costly to organizations. However, they are mostly preventable. For this reason, GSRMA has provided members a Human Resources “HR”...Read More

Jan 2019 17 | Posted by liz.smith

2019 Labor Law Posters - Update

We are happy to announce that the 2019 labor law posters will be shipped next week! Depending on the address of your district, they will arrive either via FedEx or USPS. If you do not receive your poster in the next few weeks, please contact our Member Services Department at...Read More

Dec 2018 19 | Posted by liz.smith

Save the Date!

We are pleased to invite you to Golden State Risk Management Authority’s 14th Annual Training Conference.

This year, we will again be presenting a two day conference, which will be held on Thursday, October 18, 2018 – Friday October 19, 2018, at Rolling Hills Resort in Corning, CA. Please click...Read More

Jun 2018 14 | Posted by liz.smith

Heat Illness Prevention and Information

Sadly, outdoor workers die every summer due to being inadequately prepared for the high temperatures. Prolonged sun exposure and physical exertion put outdoor workers at a special risk, especially for those who are not yet acclimated to the heat or at risk due to personal reasons such as...Read More

May 2018 31 | Posted by liz.smith

April is National Distracted Driving Month

Did you know that April has been designated as National Distracted Driving Month?

Distracted driving is driving while conducting any activity that deters the drivers’ attention from the task of driving the vehicle. This includes tasks such as talking on a cell phone, sending a text message,...Read More

Apr 2018 01 | Posted by liz.smith

Updates to Prevailing Wage Laws

By Mark R. Velasquez, Esq.

Senate Bill 96 was signed into law on June 27, 2017 and became effective immediately. The bill makes some changes to prevailing wage including the following:

• The subcontractor list form submitted by bidders for public works contracts must now include the DIR...Read More

Feb 2018 08 | Posted by liz.smith

Harden Targets

Unfortunately, it would appear there is a rise in theft and burglary statewide. Businesses suffer disproportionately from theft, burglary and robbery when you consider the number of homes vs. businesses in our communities. The most important thing you can do is call the police to report a crime or...Read More

Jan 2018 17 | Posted by liz.smith


It’s that time of year again -- February 1st marks the deadline to tabulate your annual OSHA Log Summary (OSHA Form 300A) and post it in a common area wherever notices to employees are usually posted. This is the summary only (300A), not the OSHA 300 Form.

The OSHA Form 300A summary must list the...Read More

Jan 2018 02 | Posted by liz.smith

New Laws for 2018 – Legislative Update

Employers take note - there are several new laws on the horizon for 2018 that potentially impact your operations. Below is a summary of the new laws. Please review each of these laws in greater detail to determine the impact for your organization.

Gender Identity, Gender Expression and Sexual...Read More

Dec 2017 06 | Posted by liz.smith

‘Tis The Season…for Slips, Trips and Falls

With wet weather upon us, we here at GSRMA would like to urge you to take extra precautions while walking on floors that could potentially be wet or slippery. The best way to prevent falls is with engineering controls such as rough surfaces, minimizing transitions in flooring and designing walkways...Read More

Nov 2017 09 | Posted by liz.smith

13th Annual GSRMA Conference a Success!

The 13th Annual Conference of GSRMA was a success. The theme “Breakthrough to excellence…your safety program!” was the backdrop for networking and mingling as members were made aware of the importance of safety to our risk pool.

For the second year, the two day format was the best attended...Read More

Nov 2017 06 | Posted by liz.smith

New Coverage Year…New Coverage Documents!

The 2017-2018 coverage year has begun! Please be on the lookout for the Summaries of Coverage that have been mailed to each district. Electronic copies of the Summaries of Coverage, MOCs and COCs are available via the GSRMA Member Portal. If you require assistance logging into the Portal, please...Read More

Aug 2017 08 | Posted by liz.smith


Risk management is the means by which we evaluate financial risks together with the identification of procedures to minimize their impact. In the past, the intent of the Loss Prevention Incentive Program has been to assist our members in the reduction of losses, enhance existing safety or loss...Read More

Aug 2017 07 | Posted by liz.smith

June is National Safety Month

Summer begins June 21st, but the season and all the opportunities for fun—and heat related hazards—are officially upon us. We hope you are all in the safety mindset and heat and water safety have been topics both in your homes and workplaces.

If not, it’s not too late! June is National Safety...Read More

Jun 2017 07 | Posted by liz.smith

Prepare to Sizzle

What was the high temperature in your city yesterday? If you were anywhere in California, there is a good chance midday temperatures reached well in excess of 80 degrees, which is the temperature at which Cal OSHA’s Heat Illness Prevention measures are required to be in place by California...Read More

May 2017 23 | Posted by liz.smith

Mandated Ethics and Harassment Training a Success

GSRMA’s annual offerings of Ethics Training for Local Government & Harassment Prevention are now behind us. For the second year in a row we are pleased to offer not one but two sessions of this important compliance training to our membership. We sincerely appreciate all of you who attended and...Read More

May 2017 19 | Posted by liz.smith

12th Annual GSRMA Training Conference a Success!

Another wonderful Golden State Risk Management Authority Annual Conference is in the books! Although we might be a little biased, we think the 12th Annual GSRMA Training Conference was our best event yet. This year we introduced a new format for the conference. A second day of training, in the...Read More

Nov 2016 03 | Posted by liz.smith

Upcoming Property Appraisal Process

Golden State Risk Management Authority is a member of CSAC-EIA’s property program. Every five (5) years, members of this program are required to participate in a property appraisal process. This process ensures the scheduling of accurate replacement costs for your locations. CSAC-EIA contracts...Read More

Sep 2016 30 | Posted by liz.smith

Loss Prevention Services

Allocating staff time and valuable, limited resources to safety programs and training can be difficult for small districts to justify. That is, until the inevitable day when OSHA comes knocking. When OSHA sits down to discuss safety with staff at your district, the value of your efforts is readily...Read More

Aug 2016 24 | Posted by liz.smith

Have Pokémon Invaded Your District?

Have you noticed a sharp increase of people in your district walking around strangely staring in their phones? Then you may be the victim of Niantic, Inc.’s latest game, Pokémon Go. Pokémon Go is similar to the original Pokémon game. You look for the critters called Pokémon, catch them by hitting...Read More

Aug 2016 22 | Posted by liz.smith

Traffic Control and Flagging Training

The GSRMA Loss Prevention Team and the City of Orland Safety Committee are pleased to offer Traffic Control and Flagging training at the Lely Park Recreation Center on September 27, 2016. The training will go from 8 A.M. to 5 P.M. and lunch will be provided.

This training is appropriate for public...Read More

Aug 2016 16 | Posted by liz.smith

GSRMA’s 12th Annual Training Conference

GSRMA’s 12th Annual Training Conference

We are holding our 12th annual training conference on October 20th - 21st at Rolling Hills Resort in Corning. Like our previous conferences, great speakers will present relevant subject matter in an entertaining manner. And this year we are expanding the...Read More

Aug 2016 10 | Posted by liz.smith

LPIP Applicants and GSRMA General Membership - Take Note

During the 2015-2016 year, GSRMA was no stranger to change--including adding staff to Member Services and Loss Prevention to continue to provide the best possible service to our ever-growing membership. As the newest member to the GSRMA Loss Prevention team, I am pleased to announce that the...Read More

Aug 2016 08 | Posted by liz.smith

SB 272 Updates California Public Records Act with New Mandate

As a July 1, 2016 compliance date comes closer, many public agencies are starting to discuss what this Senate Bill means and how it will affect them. SB 272 requires each local agency, except a local educational agency, to create a catalog of enterprise systems.

An enterprise system is defined as...Read More

Jun 2016 24 | Posted by liz.smith

The “Hazardous Attitudes” of Managing a Small District

By Mark Velasquez, Hunt Jeppson & Griffin, LLP

Before becoming a lawyer I was a flight instructor, and a commercial pilot. There are some interesting similarities between flight instructing and being a manager or board member of a district. One of them is in decision making. One thing flight...Read More

Jun 2016 16 | Posted by liz.smith

Incoming GSRMA Board Members – July 2016

Three representatives begin new 2 year terms on the GSRMA Board of Directors in July 2016. The Willows Unified School District and the City of Williams were selected by random drawing at the GSRMA board meeting in March to provide representatives for our school and city member districts. Willows...Read More

Jun 2016 13 | Posted by liz.smith

Heat Illness

Here we are again, it’s hot. We have officially moved from ‘use caution’ to ‘use extreme caution’ with regard to the steadily rising, here comes summer temperatures. Prolonged sun exposure and/or physical activity can cause a number of problems for those who are not yet acclimated to the heat...Read More

Jun 2016 01 | Posted by liz.smith

Dividends Announced for Golden State Risk Management Authority Members

On May 11, 2016 the Golden State Risk Management Authority Board of Directors approved a $250,000 dividend for its members.

The availability of funds for a dividend can be directly attributed to lower than anticipated claims costs and the overall positive performance of the pool over the last 10...Read More

May 2016 16 | Posted by liz.smith

Labor Law Posters

Each year GSRMA provides our member agencies with an all-in-one state and federal labor law poster. This year’s posters shipped in January. If you have not received your poster, please contact our office.

Please note, there have been revisions to the Pregnancy Disability Leave Notice that was...Read More

Mar 2016 24 | Posted by liz.smith

Tips for a Meaningful Interactive Process

One of the most challenging aspects of being an employer in California, and one that we are constantly asked about through Golden State Risk Management Authority’s HR Hotline program, is navigating the interactive process to determine whether an injured/ill/disabled employee can be reasonably...Read More

Mar 2016 01 | Posted by liz.smith

GSRMA Participates in PCA 2015 Annual Conference Activities

Golden State Risk Management Authority participated in the Public Cemetery Alliance’s Annual Conference held on October 23rd, at Rolling Hills Resort in Corning, CA.

Twelve GSRMA staff attended the pre-conference dinner the evening of October 22nd. GSRMA co-sponsored the event with the PCA and...Read More

Nov 2015 16 | Posted by liz.smith

11th Annual Golden State Risk Management Authority Training Conference

By all accounts, the 11th Annual Golden State Risk Management Authority Training Conference was another great success. We held the event on October 22nd, at Rolling Hills Resort in Corning, CA. The 123 people that attended the conference represented 51 of our member agency districts. Based on...Read More

Nov 2015 13 | Posted by liz.smith

GSRMA Board Member Selection Process - Cemetery Districts

Golden State Risk Management Authority is testing a new process for filling future vacancies of the cemetery district representative position on the GSRMA Board of Directors.

But, first, a little history:

In 2001, GSRMA expanded the geographical area we serve to include all of California. Within...Read More

Sep 2015 09 | Posted by liz.smith

Property Insurance Value Trending

The property values utilized in GSRMA’s coverage program are automatically “trended” each year. Trending increases or decreases the property values to reflect inflation or deflation of construction, building materials and other costs associated with replacement or repair of damaged property. In...Read More

Oct 2014 28 | Posted by naomi.whatley

Property Program

GSRMA is a member of the CSAC-EIA property program, one of the largest property insurance programs in the country. The program is not only one of the largest, but provides some of the most comprehensive coverage as well. The program consists of 82 member agencies and over $53 billion in total...Read More

Oct 2014 10 | Posted by naomi.whatley

An Employer Must-Have: Good Job Descriptions

One of the most critical elements of a successful employer-employee relationship is the job description. Unfortunately, a large majority of employers treat job descriptions as just another paper to help plump up the files instead of making them effective management tools. Almost daily we are...Read More

Jul 2014 28 | Posted by naomi.whatley

Social Networks…Know The Risks & Issues

Social networking sites allow you to express yourself and keep in touch with coworkers, associates, friends by exchanging messages or comments and posting personal profiles describing you and your interests.

If practiced safely, there can be many positive aspects of social networking. You can...Read More

Jun 2014 28 | Posted by naomi.whatley

Managing Employment Risk in a Slowing Economy

A Roadmap for Public Entities

One only has to take a quick look at recent news stories to see the economy’s powerful effect on municipalities nationwide. Earlier this year, Kansas City closed nearly 50 percent of the district’s public schools, eliminating more than 700 jobs, in an attempt to...Read More

Jun 2014 27 | Posted by naomi.whatley

Glossary of Risk Management and Insurance Terms


Absolute Liability: Liability arising from extremely dangerous operations. For example, builders would be liable for damages caused by vibrations after detonating an explosive. Claimants usually do not need to establish that the operation is dangerous. (See Strict Liability)

Accident: An...Read More

May 2014 26 | Posted by naomi.whatley

Contract Risk Transfer


  • Each entity should have their own risk philosophy that meets their individual risk tolerance, and that philosophy should be reflected in their required contract provisions.
  • The primary purpose of the contract is not risk transfer, but rather to obtain needed services or goods.
  • The...Read More
Aug 2013 27 | Posted by naomi.whatley