Many public employees take for granted that their health insurance coverage will come from their employer. The district chooses the insurance provider they want to work with, and employees simply select one of the plans available to them. The process is simple. However, if you’re the person deciding which insurance [...]
Many public entity risk pools are specialized to a certain sector, such as school districts or local governments. This niche focus is often why those organizations choose to work with a homogeneous risk pool — a pool consisting of only one type of entity. On the surface, it seems like the [...]
If you were keeping track of your state government, you probably noticed that this year’s legislative session was busy. There were numerous bills proposed and passed in both the House and Senate, and Governor Gavin Newsom signed many of these into law at the end of September. The new laws [...]
Many people assume that risk management is standard across the board. What works for one entity will work for the next and the next, no matter their industry. If you work in the public sector, however, you know this isn’t true. Although there’s some overlap between public and private risk [...]