It’s no secret to the volunteer fire protection districts of California that volunteerism is in a lull to say the least. Establishing a cadet program within a public volunteer fire district is an opportunity to nurture future firefighters while protecting the district's interests. Understanding Legal Frameworks Let’s just start off [...]
Properly Scheduled Property – And Why It Matters to Your Public Agency The fun and excitement of buying new property is often tempered by the act of notifying the insurance company – that is often the painful part! Public entities are not immune to this pain, especially as insurance costs [...]
Today’s public entity risk pools have many moving parts. A pool isn’t just about collecting contributions and administering claims. Pools have grown and matured over the years and thus offer many services to their members, including proactive loss prevention and risk control, legal consulting and review, training, financial assistance, and [...]
We’re pleased to share a unique perspective on management from Jesse Brisendine, our keynote at the 2023 Annual Conference. His expertise in employee engagement differs from our usual content yet provides universal insights. The strategies presented transcend any particular field or role. We hope you gain [...]
With COVID-19 cases on the rise and flu season approaching, COVID-19 stands ready to wreak havoc on unprepared employers. While we celebrate the 6-month anniversary of the lifting of California's COVID-19 State of Emergency in February, employers need to recognize that COVID-19 still presents challenges. In the last two months, [...]
Author: Sarah Bishop, PRISM Underwriting Manager Despite historically hard general liability market conditions, PRISM successfully renewed the GL1 Program on July 1, 2023 with more than a 98% member retention. While rates unfortunately increased, we were able to maintain the $25 million per occurrence program limits. Coverage remained as expiring [...]
Playgrounds provide children with opportunities for physical activity, socialization, and imaginative play. However, unsafe playground conditions put children at risk for injury. According to the Consumer Product Safety Commission (CPSC), approximately 200,000 children go to U.S. hospital emergency departments each year for injuries associated with playground equipment. Of these, an [...]
As employers, we understand the importance of providing health insurance to our valued workforce. Despite the rising costs in the healthcare and insurance marketplaces, GSRMA is committed to offering comprehensive coverage that not only helps our members retain top talent in a fiercely competitive market but also ensures the [...]
At the May GSRMA board meeting, the board voted to amend the current JPA bylaws. These changes were made in efforts of maintaining pool flexibility while also adding needed areas for accreditation compliance. An overview of the changes include: Confirms that the Board can make an exception to the requirement [...]
Payroll audits and premium “true-ups” are standard in the insurance and risk pool arena – especially when it comes to workers’ compensation insurance. While this is just a small part of a carrier’s or risk pool’s process to charge adequate but competitive premiums to their clients or members, it may be [...]