GSRMA member agencies are afforded pollution coverage through Public Risk Innovation, Solutions, and Management’s (PRISM) Pollution Program. For the coverage years of 18/19 – 20/21, the Pollution and Remediation Legal Liability policy was placed with Illinois Union (Chubb).  Chubb elected to non-renew this coverage effective 7/1/2021.

The coverage that replaced Chubb saw the loss of retroactive coverage. The Pollution and Remediation Legal Liability policies are now written on a “Claims Made and Reported” coverage basis, which means that all claims and all known incidents that could give rise to a claim must be reported to the company during the policy period.

To assist our members during the transition from retro coverage to claims made coverage, GSRMA purchased an “extended reporting period” for the 18/19 – 20/21 coverage years.   This extended reporting period expires at 12:01 am on 7/1/24.  Any claims or known incidents that could give rise to a claim in the future needs to be reported to Illinois Union (Chubb) on or before 12:01 am on July 1, 2024.  We strongly recommend that you check with anyone in your entity that may know of, or have heard of any claims or incidents that could give rise to a claim to be reported. There is no penalty for reporting any claim or known incident.

Please reach out to our Member Services Dept if you need to report a claim, or if you have any coverage questions.