At their May board meeting the GSRMA Board analyzed GSRMA’s 23/24 Actuarial studies for both the General Liability and Workers' Compensation programs. They then applied the current funding levels of the pool against the Capitol Target Reserve policy to determine if there were funds available for a dividend. Based on [...]
After a long hiatus due to focusing on the COVID-19 Pandemic, Cal/OSHA is again revisiting an Indoor Heat Illness Standard. The standard is currently under a 45-day Public Comment Period, with the Cal/OSHA Standards Board having a public hearing May 18th, 2023. Barring changes from the public hearing, the standard has [...]
Many GSRMA member agencies are afforded pollution coverage through Public Risk Innovation, Solutions, and Management’s (PRISM) Pollution Program. The Pollution policy is written on a claims made and reported basis. Any known claims and all known incidents that could give rise to a claim must be reported to the company [...]
Common Performance Review Distortions and Retaliatory Decision-Making that Leads to Wrongful Termination and Retaliatory Termination Lawsuits by Patricia Eyres, Managing Partner Eyres Law Group, LLP There are many bases for claims of wrongful termination under California law. The types of claims range significantly and fall into two broad categories: Discrimination [...]
The acceleration of insurance cost increases in California is alarming. Insurance rates for property and liability continue to increase significantly year over year, not only for GSRMA, but for all risk pools and carriers in the State. Globally, insurers’ appetite for financing risk, especially in California, has diminished as the [...]
Timely reporting of claims is a crucial element of the claims process. When a member reports a claim promptly, it enables GSRMA to take immediate action on the claim such as mitigating inconvenience to the member or preserving any evidence that may be needed to reject or defend a liability [...]
GSRMA is proud to announce that our Underwriter, Elizabeth "Liz" Smith, has recently achieved her Chartered Property Casualty Underwriter (CPCU) designation. The CPCU is a prestigious designation that requires 8 classes as well as an ethics component. Liz, already having her Associate in Risk Management (ARM), was able to use her [...]
The California Public Employees' Retirement System (CalPERS) offers health plans that cover over 1.5 million active and retired public employees and their dependents. These plans effectively meet the needs of many California public agencies. However, more than 1,000 public agencies contract health insurance directly with health plans or through Joint [...]
The Interactive Process is a requirement of the California Fair Employment and Housing Act, and is triggered by an employee who suffered a work-related or non-work related injury or illness and has requested a reasonable accommodation. All California employers with 5 or more employees are required to reasonably accommodate their employees [...]
Cal/OSHA has recently released their permanent COVID-19 Non-Emergency Regulation. This regulation has been several years in the making, and has some changes moving forward including: The Non-Emergency Regulation will be in effect for a minimum of 2 years from the effective date of 02/03/23 Records must be maintained for a [...]