General Liability

Comprehensive General Liability Program

$50 million Per Occurrence Limits

GSRMA participates in the PRISM (formerly CSAC-Excess Insurance Authority (EIA)) General Liability Program for excess liability coverage. The program is one of the largest public agency excess pooling programs in the country. The size and reputation of the program provides unmatched stability and leverage in the insurance market.  GSRMA schools participate in both the PRISM program and Schools Excess Liability Fund (SELF), which provide member schools coverage that is designed specifically for education risks.

  • First-dollar coverage – no member retention or deductible for liability losses
  • Bodily injury & property damage
  • Personal injury
  • Public officials errors & omissions
  • Automobile liability
  • Contractual liability
  • Employment practices liability
  • Pollution liability and crime-bond coverage are provided with separate limits