Property Coverage

Property Coverage

GSRMA participates in the PRISM (formerly CSAC-EIA) Property Program. The unique structure of the program diversifies risk geographically throughout the State. This innovative approach reduces the impacts of large losses to the individual members and insurers. The program is insured by numerous separate insurance carriers further stabilizing the program and protecting against carrier insolvency due to large losses.

  • All-risk, full replacement cost coverage
  • Real and personal property
  • Automobile, mobile equipment, boiler and machinery
  • Flood coverage included
  • No co-insurance clause