The acceleration of insurance cost increases in California is alarming. Insurance rates for property and liability continue to increase significantly year over year, not only for GSRMA, but for all risk pools and carriers in the State. Globally, insurers’ appetite for financing risk, especially in California, has diminished as the [...]
The Interactive Process is a requirement of the California Fair Employment and Housing Act, and is triggered by an employee who suffered a work-related or non-work related injury or illness and has requested a reasonable accommodation. All California employers with 5 or more employees are required to reasonably accommodate their employees [...]
Many public entity risk pools are specialized to a certain sector, such as school districts or local governments. This niche focus is often why those organizations choose to work with a homogeneous risk pool — a pool consisting of only one type of entity. On the surface, it seems like the [...]
The CDPH recently updated their COVID-19 Public Health Guidance for K–12 Schools to Support Safe In-Person Learning, 2022–2023 School Year. See below for some of their general reccomendations: The guidance is effective July 1, 2022, unless otherwise stated, and will continue to be reviewed regularly by the California Department of Public [...]
On February 9th, SB114 (full bill text here) was signed into law by Governor Newsom, bringing back COVID-19 Supplemental Paid Sick Leave (SPSL) for covered California employees. This bill goes into effect February 19th 2022, but is retroactive to January 1, 2022. Please click here to see the FAQ. Employers [...]
While we all do our best to avoid accidents and claims, sometimes the unthinkable happens and a claim occurs. Whether an employee gets injured on the job, a car backs into your district vehicle, or a tree falls on your office, GSRMA is here to help. At GSRMA, we provide all [...]
COVID-19 cases are on rise, as are the number of questions we are receiving from members. One of the most common questions we hear after an agency has a COVID-19 exposure is, "What next?" Below you will find a decision tree that is designed to help answer that question and [...]
As a member of PRISM, GSRMA is subject to a claims audit every 2 years. These are independent audits that review both claims handling of Workers' Compensation claims as well as General Liability/Property/Auto claims. These audits function as a verification to ensure that PRISM members are adhering to strict guideline set [...]
As COVID cases are on the rise again, so too are questions from our members. With the additional uncertainty of the Delta Variant, we wanted to take a few minutes to provide you with a “refresher” on some key points to consider regarding COVID-19 and your operations. First, it is [...]
Like many Californian's, currently our districts are facing fires near and far that are creating air quality concerns. Due to the increase in frequency as well as severity of the fire's in the California, in 2019 Cal/OSHA put out emergency regulation §5141.1. §5141.1 relates to all workplaces where workers will [...]