“Combat” is, sadly, an appropriate verb to describe what public entities must engage in as they battle the spiraling cost of insurance. The public sector seems constantly pressed to “do more” and often with less. So, having to redirect funds to cover the ever-increasing insurance premiums that would otherwise support [...]
In today’s fast-paced and ever-changing environment, managing risk is more critical than ever. Whether you’re providing labor, behind the wheel, or in the office, risk is always right around the corner. One of the most effective ways to safeguard your organization and minimize potential threats is through training. Here's why [...]
Just this weekend, I was walking my dog when it hit me... Or… I hit it… the ground that is. Complete with mud on my hands, knees, and ego because of course a car was driving by and witnessed everything. In my case, a little precaution could have saved me from [...]
As we approach 2025, public agencies in California are preparing for a wave of new legislation that could impact operations, policies, and procedures. This post highlights a handful of key bills that may affect your agency. It’s important to note that this overview highlights only a portion of the many [...]
At their May board meeting, the GSRMA Board analyzed GSRMA’s 24/25 Actuarial studies for both the General Liability and Workers’ Compensation programs. They then applied the current funding levels of the pool against the Capital Target Reserve policy to determine if there were funds available for a dividend. Based on the [...]
The acceleration of insurance cost increases in California is alarming. Insurance rates for property and liability continue to increase significantly year over year, not only for GSRMA, but for all risk pools and carriers in the State. Globally, insurers’ appetite for financing risk, especially in California, has diminished as the [...]
The Interactive Process is a requirement of the California Fair Employment and Housing Act, and is triggered by an employee who suffered a work-related or non-work related injury or illness and has requested a reasonable accommodation. All California employers with 5 or more employees are required to reasonably accommodate their employees [...]
Many public entity risk pools are specialized to a certain sector, such as school districts or local governments. This niche focus is often why those organizations choose to work with a homogeneous risk pool — a pool consisting of only one type of entity. On the surface, it seems like the [...]
The CDPH recently updated their COVID-19 Public Health Guidance for K–12 Schools to Support Safe In-Person Learning, 2022–2023 School Year. See below for some of their general reccomendations: The guidance is effective July 1, 2022, unless otherwise stated, and will continue to be reviewed regularly by the California Department of Public [...]
On February 9th, SB114 (full bill text here) was signed into law by Governor Newsom, bringing back COVID-19 Supplemental Paid Sick Leave (SPSL) for covered California employees. This bill goes into effect February 19th 2022, but is retroactive to January 1, 2022. Please click here to see the FAQ. Employers [...]